Focused on Finding the Right Debt Relief Solution for You
Economic times are tough all over, and people in Arizona are certainly catching it from many angles. If you are laboring under a heavy debt load, perhaps due to a recent setback such as job loss or a medical crisis or simply years of struggling to keep up, you are not alone.
Our well-established and highly qualified law firm, led by experienced attorney Gukeisen Law Group, P.C., is an excellent resource for people seeking legal solutions to financial problems. We encourage you to contact us for bankruptcy counsel and representation, help in foreclosure defense, or sound legal strategies for dealing with business debt problems.
A Personal, Full-Service Approach to Helping You Recover
We apply decades of experience in the law and business as we help people make decisions we know are difficult, highly personal, and extremely stressful. Mr. Flood will meet with you personally to evaluate your unique debt relief challenges. With this knowledge, we can help you to explore your options and pursue actions that may include:
- Chapter 7 bankruptcy For individuals and small businesses this is the most common method of getting many debts discharged and gaining a fresh financial start. This is often referred to as a "straight bankruptcy" or liquidation. It can involve individuals or small businesses. Individuals in some instances are allowed to keep certain exempt property.
- Chapter 13 bankruptcy In Chapter 13, the debtor proposes a plan to repay his/her creditors over a three to five year period. During this period, creditors are prohibited from collecting on the individual's previously incurred debt except through the bankruptcy court. Chapter 13 often allows a debtor to save his/her home and other important assets while still discharging a great deal of debt.
- Chapter 11 bankruptcy Used primarily by businesses, in Chapter 11 you may continue to operate your business, but your creditors and the court must approve a plan to repay your debts. No trustee will be appointed, unless the judge decides that one is necessary. If a trustee is deemed necessary, then the trustee will take control of your business and property.
Helping You Evaluate Bankruptcy and the Alternatives
You can turn to us for honest answers to your questions about bankruptcy and straight talk that debunks myths and misconceptions. Just as you go to a physician for diagnosis of a health problem, you can come to our law firm for an evaluation and legal recommendation concerning the best way to alleviate or eliminate your debt problems.
We can help you understand risks and obligations as you visualize life after bankruptcy a new life without creditor harassment and constant financial fears. We stay abreast of changing economic policies and legal opportunities, so we can also help you attempt to settle with creditors or strategize other ways to avoid bankruptcy.
Meeting with a Lawyer Does Not Have to Be Traumatic, Painful or Intimidating
When you contact us, we will ask for basic information to determine whether we can help. In most cases, we will provide a free initial consultation. No matter what your current circumstances, you can depend on compassionate and respectful treatment, sound legal advice and first-rate legal representation. We can meet with you in our Phoenix office, in our North Scottsdale office or in meeting locations throughout the state.
